US lenders weigh a firm's credit, age and revenue
Before a US lender offers a business credit line, it reads credit reports, asks how long the firm has traded and tests revenue. Minimums vary widely.
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Before a US lender offers a business credit line, it reads credit reports, asks how long the firm has traded and tests revenue. Minimums vary widely.

UK firms with over 250 staff set CEO pay against workers at the 25th, 50th and 75th percentiles. US public firms divide it by the median worker's pay.

A surveyor fixed the Four Corners point in 1875 on the law's line from Washington, not Greenwich. That explains why a claimed 2.5-mile error never existed.

B. F. Skinner built a heated crib for his daughter Deborah. A 1945 magazine feature and a confusion with the Skinner box turned it into a false legend.

Frederick McKinley Jones left school at 12, then designed a truck cooling unit from junkyard parts. It closed the last gap in the cold chain.

The 1977 Combahee River Collective Statement called oppression interlocking. A co-author says it coined 'identity politics'. It inspired intersectionality.

A binary-cycle geothermal plant hands hot water's heat to a fluid with a low boiling point. Its vapour spins the turbine, so cooler reservoirs make power.

An oscillating water column uses rising and falling waves to pump air through a turbine. A University of Hawaii design copies a blowhole on Oahu.

Herb Kelleher's Southwest Airlines flew one plane type, skipped seat numbers and turned jets round fast. Ryanair and easyJet copied the model.

When the US quit the TPP in 2017, the other 11 signatories kept most of the text, parked 22 US-backed clauses and signed the CPTPP in Santiago in 2018.

Eisenhower's 1953 Atoms for Peace speech called for an international atomic agency, set up in 1957. His reactor-sharing programme also gave Iran its start.

In 1964 Arthur Danto saw Warhol's Brillo boxes and could not tell them from the real thing. He concluded that art's story, though not art, had ended.

The first trial's shuttle crashed within two hours of its 2017 debut. Police cited the lorry driver, not the shuttle, for the crash.

In 1963, jailed in Birmingham, Martin Luther King answered eight white clergymen who had called his protests unwise and untimely.

After losing to Garry Kasparov in 1996, IBM doubled Deep Blue's speed and taught it to bide its time before opening a file. In May 1997 it won.

The Federal Trade Commission's site turns your answers into an official report and a recovery plan. Put a fraud alert on your credit report before you file.

NASA built Skylab from a leftover Saturn upper stage for three crews. About 63 seconds into launch, its shield tore away and took a solar array with it.

A short seller borrows a share, sells it, and hopes to buy it back cheaper. The lender earns interest on the cash and can recall the share at any time.

Flock plate cameras feed a shared police network. A Kentucky officer used it to track his ex-girlfriend, and a Texas detective to hunt a woman over abortion.

Brands reach the screen by paid deal, free product or a writer's own choice. UTA's Jillian Raskin puts that last route at about 90% of placements.

The US Advanced Placement programme lets high schoolers sit a college-level exam and trade a passing score for credit. It has run since 1956.

Humpbacks blow a rising curtain of bubbles to pen krill and fish, tune it as it tightens, and seem to learn the trick by watching other whales.

A Boeing 767 freighter flying for Amazon ran off a Miami runway on 2026-09-06, killing five. The NTSB has published a preliminary report on the landing.

The Tacoma Narrows Bridge fell in a moderate wind in 1940. The inquiry told engineers to test suspension bridge models in wind tunnels.